Action Tip: The most painful, but perhaps the most helpful way to improve finances is for spouses to work together.
If you loved each other enough to marry, if you hold hands while you walk, if you live together, if you share your bodies, your time, your thoughts, your feelings; what is it about money that it is the only thing you don’t combine, share and work on together?
Easy, no, especially if you are opposites. Essential, yes. Get on the same page. Two bulls tied together pulling in opposite directions won’t go anywhere. Walking together, those two bulls can go anywhere.
Let your money bring you to your shared life goals instead of being an item of contention in your marriage.
Live below your means for a richer life.