Action Tip: Alright! Now we know what is left. Do you have any idea of what you spend each month on discretionary spending? Do you know when you spend and how you spend? All are helpful if you want to build a workable spending plan.
Here is a super easy way to find out. Grab a calendar page. For one month write down each day what you spend, like this: Spending.
It doesn’t have to be perfect!Live below your means so you can live your dreams.